Job Openings

AAFMAA Mortgage Services LLC (AMS), a wholly owned subsidiary of the American Armed Forces Mutual Aid Association (AAFMAA), also known as Armed Forces Mutual, is seeking motivated, military-oriented professionals with strong sales and customer service skills to join our team as a Mortgage Loan Originator (MLO), also known as a Loan Officer (LO), and known internally as a Military Mortgage Advisors (MMA). The role primarily focuses on helping servicemembers, Veterans, and their families obtain affordable financing to build, buy, or refinance a home. Please read the job description below.

Loan Officer / Mortgage Loan Originator

Key Responsibilities:

Originate residential mortgage loans to existing and prospective homeowners (both military and non-military borrowers via different channels).

Follow up via phone, text, and email daily to qualified inbound and outbound leads.  

Participate in local events and community outreach to develop relationships with real estate agents, builders, and other referral partners.

Use a consultative sales approach to present tailored mortgage solutions that best match the borrower’s needs and then support them throughout the loan process.

Qualifications:

Active or pending mortgage loan originator license (NMLS).

1–3 years of mortgage or financial services experience preferred but not required.

Excellent communication, presentation, and interpersonal skills.

Strong sales acumen and motivation to serve the military community.

Tech-savvy and familiar with CRM platforms, loan origination systems, and digital communication tools.

Self-starter with the ability to work independently or as part of a team.

Why Join Us:

What We Provide to Help You Succeed:

A wide range of attractively priced products including VA, FHA, conventional, jumbo, and proprietary construction and land loans.

Dedicated in-house operations team to expedite processing, underwriting, and closing.

Comprehensive company-paid marketing that includes daily  leads, customizable marketing tools, and support for local events and sponsorships.

Industry-leading, company-provided technology that includes CRM (Bonzo), a real estate production search engine (MMI) allowing you to target the optimal real estate agents and homebuilders, borrower mobile app (nCino), AI-driven underwriting (Lender Toolkit), automated pricing engine (Optimal Blue), and loan origination system (ICE’s Encompass).

Ongoing internal and external opportunities for job training and personal development.

Benefits:

Flexibility: choose your hours and work location (remote, hybrid, office).

Very attractive compensation plan with unlimited earning potential:  

Guaranteed drawer amount provided for the first 3 months of employment.

Monthly commissions based on funded loan volume with high percentage payouts ranging from 135 basis points (BPS) to as high as 150 BPS of monthly loan dollar volume with only $1M minimum monthly volume to achieve the higher payout..

Competitive benefits package:  

401(k) with 100% match for the first 3% you contribute and a 50% match for the next 3% contributed.

Comprehensive benefits package including medical, dental, vision, and life insurance; tuition reimbursement; career development and training opportunities; and more.

Mission & Culture: 
Join a team that gives back. At AMS, you’ll make a direct impact on families by helping them achieve sustainable homeownership. You’ll be part of a collaborative culture focused on service, integrity, and purpose.

About Us:

AMS is the mortgage lending subsidiary of the American Armed Forces Mutual Aid Association (AAFMAA), also known as Armed Forces Mutual, the longest-standing, member-owned non-profit association serving the U.S. military community. Founded in 1879, Armed Forces Mutual’s mission is to help ensure the financial security of military families — and AMS is proud to carry that legacy forward in home loans. Learn more about our parent company at AAFMAA.com. Apply via LinkedIn or email your resume to us at mortgage@amshomeloans.com.